Our discretionary investment management services focus on asset allocation, investment diversification, keeping fees to a low level, and utilizing a blend of active and passive management in an attempt to produce excess risk-adjusted returns net of fees and taxes over a true market cycle.
We provide practical, back-of-the-envelope financial planning and actionable guidance. Rather than producing voluminous reports using sophisticated software with limited utility, we focus on helping our clients make the proper decisions and encourage the proper behaviors to create the greatest opportunity for satisfactory outcomes in reaching goals such as retirement.
We assist, often in tandem with outside legal and accounting professionals, in the proper location and registration of assets to ensure the proper transition of wealth between generations and/or in philanthropic pursuits. We also coach younger generations to improve financial literacy and ensure fiscal responsibility.